All of us are in need of extra funds these days, are we not? I can say so based on my own needs. For one, our second baby is due in the summer and we have to prepare for so many things! Another thing is, I am so wishing to extend a merchant funding to my sister who is planning to start a small business as soon as the funds will become available. Plus, there’s one more: the need for another amount to pay for the monthly bills including the life insurance that I got for my mother dear. Ahh…. the list goes on when we talk of financial burdens, right? If only I have millions to spare right now, life would be completely different! Lol.